Twinn combines data, software and domain expertise to help you navigate climate risk complexity in an efficient and compliant way – now and into the future.
Banks, insurers, investment firms and asset managers use our data and insights in a range of key ways. For example, they use Twinn to help conduct climate risk screenings and assessments for specific locations – based on today’s physical risk profile and into the future for different time periods and under different climate scenarios. It also supports due diligence ahead of mortgage/ investment placements, risk acceptance permissions and consents to optimise green finance and investment deal structures.
Insurance and reinsurance companies use Twinn to get the detailed risk ratings and supplementary information they need to understand and price risk appropriately, helping them to avoid adverse claims and manage over-aggregation of adverse risks.
Our solutions go beyond risk assessment software. They’re based on proprietary IP developed over 20 years – and combine high-resolution data with advanced modelling, predictive analytics, machine learning and razor-sharp domain expertise. Not only does this make for more accurate climate risk scoring and management, but it also simplifies compliance and regulatory reporting.
"Twinn has fundamentally changed the mortgage market's understanding of flood risk exposure. 2 years ago, lenders wouldn't have known if their flood risk was 5% or 25%. Twinn's data has enabled us to support 35% of the market in quantifying their exposure."
Graham Gillespie, Head of Pre-sales Consultancy at Hometrack